The Beauty and Drawbacks of Autumn

For many, the autumn season may represent a time of beauty and bounty.  With the temperature changing from warm to cold, it represents a season of harvest, signifying for many, “the fruits of our labors”.  It also kicks off many holiday traditions such as, All Hallows Eve, or Halloween, Thanksgiving, the Moon Festival, Hanukkah, Christmas, college football season and many …

Find the Edison In You

“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.”–Thomas Edison   We all learned the story in school that as an inventor, Edison made 1,000 unsuccessful attempts at inventing the light bulb. However; when a reporter asked, “How did it feel to fail 1,000 times?” Edison replied, “I didn’t …

The Visual Way

The easiest way to get your customers to agree to Payment Protection is to get them engaged in the offering.  No one wants to hear a sales professional prattle on about all the things the product has; they want to see what it does for them.   So, what does this mean?  Engaging your customer visually puts them in the …

Prepared for Tragedy

Tragedies always seem to happen at the end or beginning of each year.  This might be due to bad weather, the rush of ending one year and another beginning, or to the holidays.  However, a tragedy can happen to anyone at any time; and there is never a good time for a disaster/accident to happen.  They just do!!!!! The question …

Millennials in Your Market

According to a June 24th article provided by Axios*, 23% of Americans have no emergency savings. This is a seven-year low and people are saving at the same amount as they were in 2010.  In addition, a recent survey by bankrate.com reports that nearly 20% of Americans surveyed say they have zero savings and only 22% of millennials have six …

New Year, New You

As we often do, this time of year, we look back to see how successful we were and what we want to do different to be even more successful in the New Year.  So, the beginning of a new year is similar to a “do over”.  If we didn’t reach the goals we set; what do we need to change …

The True Thanksgiving

Most of us rush through the year with our busy lives, families, and work, giving little thought as to the “what if’s” that could impact our lifestyle.  During the upcoming Holiday Season, we are rushing to buy gifts, prepare meals and get our homes ready for gatherings and may forget what the “True Thanksgiving” really is.  Of course, the meaning …

A Financial Spiral

The benefits of Payment Protection should remind us that any customer could have a life-changing event creating a declining financial spiral which may negatively impact themselves, their family and their financial well-being.  Therefore, to ensure that we are having the conversation and offering Payment Protection 100% of the time, here are some of the declining financial situations that could be …

Value has to be Weight More than Price!

Like the “Laws of Justice”, where Justice is the result of the fair and proper administration of the law; so goes the value someone receives when they pay compensation for products.  As the scale above illustrates; when your customer pays for a product, the scale (or price) for that product should get lighter than the value or benefits they receive.  …

Stop selling; Start educating

Every day we have an opportunity to provide outstanding service to our customers if we would “stop selling” and “start educating”.  Most people are aware of Payment Protection Insurance (Credit Life and Credit Disability), many have purchased it in the past; however, some may not see the value.  Why?  Because we may be trying to sell and not educate our …