Many people have the thought that if they eat well, exercise daily and live a healthy lifestyle that they are not susceptible to disability or death. This is a myth. There are so many causes of death and disability and no matter how well your take care of yourself, life happens and we are all at risk. Also, it’s not just our physical health that impacts our well-being; it’s physiological factors as well. More than a billion people in the world today experience disability*. Some of these people have poorer health, lower education achievements, fewer economic opportunities and higher rates of poverty. This is largely due to the barriers they face in their everyday lives, rather than their disability.
The fact is…..you never know!
- Over a billion people, about 15% of the world’s population, have some type of disability.
- Between 110 million and 190 million adults have significant difficulties in functioning.
Rates of disability are increasing due to population ageing and increases in chronic health conditions, among other causes. People with disabilities have less access to health care services and therefore experience unmet health care needs. In fact, according to a Census Bureau Report**, nearly 1 in 5 people have a disability in the United States.
Medical News Today*** reports that accidents, also referred to as unintentional injuries, are at present the 4th leading cause of death in the U.S. and the leading cause of death for those aged 1 through 44.
Are there possible prevention measures? Certainly; however, consider this….by their very natures, accidents are unintentional, but there are many ways to reduce the risk of accidental death and injury. Some key components of accident prevention include those focused on road safety, such as seat-belt use, and improved awareness of the dangers of driving while intoxicated. However, we can’t prevent them all from happening.
Remember these things the next time your customer says “I’ll be OK”, or “I’ll take my chances”. We certainly don’t want to be the one who doesn’t take that extra moment to help them understand the importance of giving up Payment Protection. After all, You Never Know!